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What is Houser?
A new, better way to buy your dream home. We are transforming the home buying experience by making it more convenient and effective for you, through better tools, communication, and a highly efficient team to get you there.
We’re people empowered with technology, making it easier for you to let us know what you want. Our team of REAL people is also here to let you know what we’ll need in order to get you the keys to that home!
We are comprised of locals that deeply care for our community. That’s why we donate time and funds toward worthy local charities. As our company evolves you’ll read about how we contribute to making our neighborhoods better by being great corporate citizens.
Home Buyer Education
Learn basic mortgage terminology, the process and find answers to frequently asked questions.
Home Buying 1.0
Learn the basic terms, steps and scenarios that you may encounter and experience on your journey to home ownership.
Home Buying 2.0
Learn what Houser does a little differently than the traditional real estate and mortgage lending model.
Start Your Search Today With the Houser App
Our partnership with your company provides an exclusive discount on home purchases, and refinancing costs.
Search for a home, schedule tours, get pre-qualified, upload documents, and a ton more.
Download the houser app today and start your search for your dream home!
Miss 2 Mortgage Payments!
Receive up To $2,000 Cash!
Tough Times: How To Skip 2 Mortgage Payments
With these uncertain times and all-time low interest rates, now is one of the best times in history to refinance your home.
In most cases, you can miss up to 2 month’s mortgage payments & receive up to $2,000 in cash. Currently, the federal government is incentivizing homeowners with low interest rates to help boost the economy.
Lenders are being overloaded with refinance requests, so now is the time to look and see if this would benefit you and your family.
Rates will not be this low for very long as the panic and pandemic subsides in the world.
Please see the excerpt from Experian.com in the article below.
When Is It A Good Idea To Refinance Quickly?
· Eliminated private mortgage insurance (PMI): Conventional mortgages typically require PMI if you put down less than 20% of the loan amount at closing. If, however, the value of your home increased quickly or you’ve made a large payment and qualify to get rid of it, refinancing could save you money. Also, some government-insured loans charge mortgage insurance, and refinancing one into a conventional loan could get rid of it.
· Change in interest rate structure: Borrowers can choose a fixed- or adjustable-rate mortgage (ARM). While an ARM can save you money upfront with a lower fixed interest rate for a set period, it be- comes variable once that period ends. If you notice that interest rates are rising and want to lock in a low fixed interest rate to avoid taking on too much risk, refinancing can allow you to do that.
· Equity cash-out: If you need cash fast and want to avoid high-cost loans, doing a cash-out refinance will give you access to some of the equity in your home at the cost of the new mortgage loan.